Paying Back Old Loans

Cash box

From: Angela:

I stole money from my employers, paid it back and still did not learn the lesson.  I stole again and am now paying back slowly what the court tells me to pay and am on probation.  This has been for 10 years now (it was a huge amount of money).  I am now on Social Security Disability.  Also, the man I was living with gave me money to help with the restitution and I told him I would pay it back.  The ex-live in has not asked for the money.  So after my honest seeking of what Jesus wants me to do and praying about this issue I continue to get peace, but am puzzled about paying this money back.

If for the first time in my adult life I am peaceful, am dedicated and committed to reading scripture daily, pray for the world, churches, government, my church, homeless, abused people, sick people and my family and friends and I thank God daily for what He is doing in my life…how can this be if I am still in sin by not paying the money back to my ex-boyfriend to this date.  When God tells us He remembers our sin no more then how can my not making restitution on that loan keep me either out of heaven or be judged on a sin already forgiven when I am in front of God on judgement day?

How is that sin any different from any other such as one having filthy thoughts about a person in their heart even though they don’t act on it and ask forgiveness…doesn’t God forgive all sin when we truly repent and turn away.   In my heart I want to pay this money back but at this time can not.  Please help clear this up for me.  I read a story from someone else on your site and it perplexed me with the answer given even though I understood…does that make sense?

Stay Informed

Subscribe to our e-newsletter and learn to live a Christ-transformed life.


  1. Larry says

    Angela, God said, in Jeremiah 17:10, “I the LORD search the heart and examine the mind, to reward each person according to their conduct, according to what their deeds deserve.” . From what you told us, making one form of restitution according to a court order – which you are complying with. Let’s call this your legal obligation. Then there is the matter of the money you borrowed from the ex-friend, which we’ll call your moral obligation. It’s important that you honor God with both types of obligations in life. Don’t mistake the Lord’s peace or the ex-friend’s forbearance for debt forgiveness. Until the ex-friend specifically tells you that your debt with them is forgiven, you still have a moral obligation to pay it. When you finish making the restitution that you are legally required to make, you should then start making the restitution that you’re morally required to make. . If this is the sincere intent of your heart, and you are truly paying it as fast as you possibly can, then you should not be surprised to find that the Lord is giving you peace about these matters.

  2. Lukithia says

    Angela, Larry is right. You are doing that which you can do and you have it in your heart to do what is right in the moral obligation. Plus the Bible says, there is yet no condemnation in Christ Jesus. God looks on the heart and so he knows what you want to do and can do and will do. Salvation is what puts us with Jesus and that promise doesn’t leave us. If you confess with your mouth and believe in your heart that Jesus is Lord. That’s what you focus on.

Leave a Reply

Your email address will not be published.